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Treat Now, Pay Later

Buy Now. Pay Monthly. With Cherry.

Pay for your dental care in smaller, more manageable monthly installments with Cherry. Let your money go further while taking better control of your cash flow. Apply in minutes, with no impact on your credit score, and use your approved funds right away.

Patient reviewing flexible dental payment plan options on a laptop
Why Patients Love Cherry

Care That Fits Your Life

Cherry is designed to make paying for dental care simple and stress-free, so you can focus on your smile.

Quick Application

Flexible Payment Options

No Hard Credit Check

High Approval Rate

How It Works

Apply in Minutes, Use Your Funds Today

Choose from a range of monthly payment plans, with qualifying 0% APR options. Applying is simple and does not impact your credit score. Once approved, you can use your funds right away and manage everything through Cherry's self-serve patient portal.

Already a Cherry Patient?

Manage My Plan

Already have a payment plan with Cherry? Log in to the Cherry Patient Portal anytime to view your balance, make a payment, update your information, or check your eligibility for a higher approval amount.

Cherry Patient Portal
24/7
Self-Serve Access

View statements, make payments, and manage your plan whenever it works for you.

FAQ

Frequently Asked Questions

Approvals are valid for a limited time. Once that period expires, you are welcome to reapply through Cherry to see your current options.

If you are eligible for an increase, you may request one through the Cherry Patient Portal. The increased approval amount and decision are subject to eligibility. If you do not see the option to 'request an increase,' it means you are not eligible at this time.

Yes. Cherry does not charge any prepayment penalties. If your plan has interest and you pay off early, you will avoid some of that interest.

No. If you are eligible for a 0% APR offer, it does not expire for the current approval. For example, if you were approved for a 6 month term with 0% APR, that promotion is valid until the end of the term, as long as you stay current with your payments.

Once you enter your purchase price, Cherry will show your down payment options. Your down payment is due when our office confirms the funds are needed to move forward with treatment. Please bring a bank-issued debit or credit card when you are ready for checkout. Pre-paid debit cards or credit cards may carry a 2.99% processing fee. There is no processing fee for traditional debit cards.

Please contact Charming Smiles of Ocoee directly to request a refund. Cherry defers to our refund policies and cannot initiate a refund without our approval. Once we authorize the refund, Cherry will deposit the refunded amount into your account, and your loan status and balance will be adjusted accordingly. If a refund is issued in full, any payments made on your loan will be returned to you.

Yes. Cherry may report the status of borrower accounts to Equifax, one of the major credit bureaus.

Yes. Cherry is required to report all payment history to the credit bureaus. This means late payments, missed payments, or other delinquencies on your account may also be reported.

Do You Take My Insurance?

We accept a wide range of insurance plans, including MetLife, United Healthcare, Aetna, Guardian, Renaissance, Cigna, Cherry and Principal. Contact us today to see if we work with your provider.

407-378-3704
Insurance plans accepted at Charming Smiles of Ocoee
We Accept: Most Insurances Credit Cards Alphaeon Cherry** CareCredit
Make Care Affordable

Start Your Payment
Plan Today

Apply with Cherry in just a few minutes and put your treatment plan in motion without the financial stress.